Need an appraisal for an FHA-backed mortgage? Call Merit Appraisal GroupThe FHA retains of approved appraisers for each state - Merit Appraisal Group is on the roster of approved appraisers for GA. If you have an FHA-secured loan, be sure to call Merit Appraisal Group, as we are approved and certified to produce FHA reports. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at Merit Appraisal Group is well-trained on how to follow the rules and regulations provided. If you need an report for an FHA loan, please contact us, and we'll be able to help you right away. If your loan is FHA insured, that means that it has been guaranteed by the FHA, which is part of the United States Department of Housing and Urban Development (HUD). None of the money in the loan is provided by the FHA; what the FHA does is ensure that the mortgage is secure in case the borrower doesn't pay their loan. The FHA and their loan programs are formed to aid low-to-moderate income homebuyers help meet credit requirements if they otherwise would not. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. The loan programs that the FHA provides are acutely useful to purchasers with less starting capital. |